Self-Managed Superannuation Fund (SMSF) Services
At Black & White Accounting Solutions we help individuals and small business owners take control of their retirement savings. Whether you’re starting a self-managed super fund, looking to switch management of your establish SMSF or consolidating multiple super accounts, our team makes superannuation clear and straightforward.
What is Superannuation and How Does it Work?
Superannuation is a long-term savings system designed to fund your retirement. Your employer makes compulsory contributions, and you can also make voluntary payments to grow your super faster. We explain the key differences between retail, industry, and self-managed super funds so you can choose the right option for your future.
Self-Managed Super Fund (SMSF) Setup and Compliance
A self-managed super fund (SMSF) may offer greater control over your investments, insurance, and retirement planning. It’s a great choice for business owners and individuals who want flexibility, but it comes with compliance obligations. We offer a no-obligation consultation to help you determine whether an SMSF will be the right fit for your personal circumstances.
We’ll assist you with:
- Setting up your SMSF
- Managing ongoing compliance, including annual audit, tax returns, ATO and ASIC compliance
- Building a suitable investment strategy and portfolio
- Estate Planning within your SMSF
Superannuation Fund Consolidation Services
Having multiple super accounts can mean unnecessary fees and lost earnings. Consolidating your super into one fund helps you save money and makes it easier to manage. We’ll guide you through the process and ensure you keep more of what you’ve worked hard to earn.
Retirement Planning with Superannuation Experts
When is the Right Time to Retire?
Retirement is about more than money—it’s about lifestyle, purpose, and peace of mind. We’ll help you consider all the factors before making the leap.
How Much Super Do You Need to Retire?
Everyone’s needs are different. We assess your income, expenses, and goals to create a retirement plan that’s right for you.
Making the Most of Your Super in Retirement
Using your super wisely is key to a comfortable retirement. Our advisers help you make smart choices that suit your situation.
Plan for tomorrow, today.
Speak to our superannuation specialists to get started with your SMSF or retirement planning.